India's #1 UPI Payment Gateway

Accept UPI Payments
At 0% Fee

Direct bank settlements with zero transaction charges. Integrate UPI payments in minutes and start accepting payments from Google Pay, PhonePe, Paytm & more.

Trusted by 10,000+ merchants
Payment Received
₹2,500.00
UPI Payments
0%
Transaction Fee
10K+
Active Merchants
99.9%
Uptime SLA
24/7
Support Available

Accept Payments
Directly to Your
Bank Account

Your customers can pay directly to your Bank A/C using BHIM or any other UPI Apps. No middlemen, no hidden charges — just instant, direct transfers.

No Setup Fee
Instant KYC
RBI Compliant
Sign Up for Free
UPI Payment

Integrate in 5 Minutes

Simple REST API with comprehensive documentation. Get started in minutes with our ready-to-use code examples.

payment.php
// Initialize UPI Payment
$paramList["upiuid"] = $upiuid;
$paramList["token"] = $keyId;
$paramList["orderId"] = $request_id;
$paramList["txnAmount"] = $amount;
$paramList["callback_url"] = $callback_url;

// Generate Secure Checksum
$checkSum = generateSignature($paramList, $keySecret);

Why Choose PayGateway?

Everything you need to accept UPI payments at scale

Instant Settlement

Money directly in your bank account within seconds. No holding period, no delays.

Bank Grade Security

256-bit SSL encryption and PCI-DSS compliant infrastructure for maximum safety.

Easy Integration

Simple REST API with SDKs for PHP, Python, Node.js and more languages.

Dynamic QR Codes

Generate QR codes on-the-fly with custom amounts and descriptions instantly.

Real-time Analytics

Track transactions, success rates, and revenue in real-time dashboard.

24/7 Support

WhatsApp and email support available round the clock for all merchants.

Choose Your Plan

No hidden charges. No setup fee. Cancel anytime.

Free Trial
Perfect for testing
₹0
/ 2 Days
  • 0 Transaction Fee
  • No Monthly Limit
  • Realtime Settlement
  • Unlimited Transactions
  • Free Integration Kit
  • 24/7 WhatsApp Support
  • SMS Alerts
  • Migration Assistance
Start Free Trial

Works With All UPI Apps

Your customers can pay using any BHIM-UPI enabled application

Google Pay Google Pay
PhonePe PhonePe
FreeCharge FreeCharge
BHIM UPI BHIM UPI
SBI Pay SBI Pay
Airtel Airtel Payments
Amazon Pay Amazon Pay
PayZapp PayZapp

Ready to Accept UPI Payments?

Join 10,000+ merchants who trust our platform for their payment needs

Create Free Account

No credit card required · Instant activation